Benefits are not payable for any loss due to, arising or resulting from: 1. suicide, attempted suicide or any intentionally self-inflicted injury of You, a Traveling Companion, Family Member or Business Partner booked to travel with You, while sane or insane; 2. an act of declared or undeclared war; 3. participating in maneuvers or training exercises of an armed service, except while participating in weekend or summer training for the reserve forces of the United States, including the National Guard; 4. riding or driving in races, or speed or endurance competitions or events; 5. piloting or learning to pilot or acting as a member of the crew of any aircraft; 6. being Intoxicated as defined in the Plan, or under the influence of any controlled substance unless as administered or prescribed by a Legally Qualified Physician; 7. the commission of or attempt to commit a felony or being engaged in an illegal occupation; 8. normal childbirth or pregnancy (except Complications of Pregnancy) or voluntarily induced abortion; 9. due to a Pre-Existing Condition, as defined in the Plan. The Pre-Existing Condition Limitation does not apply to the Emergency Medical Evacuation or Return of Remains coverage; 10. any amount paid or payable under any Worker’s Compensation, Disability Benefit or similar law; 11. a loss or damage caused by detention, confiscation or destruction by customs; 12. Elective Treatment and Procedures; 13. medical treatment during or arising from a Trip undertaken for the purpose or intent of securing medical treatment; 14. a mental or nervous condition, unless hospitalized for that condition while the Plan is in effect for You; 15. a loss that results from a Sickness, Injury, disease or other condition, event or circumstance which occurs at a time when the Plan is not in effect for You; 16. Bankruptcy or Default or failure to supply services by a supplier of travel services; or 17. business, contractual or educational obligations of You, a Family Member, Business Partner, or Traveling Companion

Benefits on this page are described on a general basis only. There are certain restrictions, exclusions and limitations that apply to all insurance coverages. This advertisement does not constitute or form any part of the Plan description or any other contract of any kind. Plan benefits, limits and provisions may vary by state jurisdiction. To review full plan details online, go to: www.tripmate.com/wpF436G. Plan payments are made up of Insurance Benefits and Non-Insurance Services. The insurance provided by this Plan shall be in excess of all other valid and collectible Insurance or indemnity. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Trip Mate. Insurance Benefits are underwritten by: United States Fire Insurance Company, 5 Christopher Way, 2nd Flr, Eatontown, NJ 07724 under Policy Form Series T210 et. al. and TP-401 et. al. Non-Insurance Services: are not insurance benefits underwritten by United States Fire Insurance Company. One Call 24-Hour Assistance Services are provided by: One Call Worldwide Travel Services Network and Global Xpi Medical Records Services are provided by Trip Mate. Plan Administrator: Trip Mate, Inc. (in CA & UT, dba Trip Mate Insurance Agency) 9225 Ward Parkway, Suite 200, Kansas City, MO, 64114, 1-844-207-1929.